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What Should You Do If You Have Been Injured At Work?
A. Report the Injury
Immediately following an injury on the job, the accident should be reported
to someone in a position of authority such as the leadman, foreman,
supervisor, etc. Failure or delay in reporting the injury may result
in a denial of workers’ compensation benefits. A late-reported
claim may delay benefits until the insurance company has had an opportunity
to investigate the matter.
Within one working day of knowledge of the injury, the employer shall
provide a claim form to the employee who is then required to file it
with the employer. The form, known as a "DWC-1 form", must
include information on administrative assistance available and on procedures
to commence proceedings.
Note that this is a change from the previous rule. The employee now
must fill out a specific claim form when injured. Therefore, a verbal
report of injury is no longer all that must be done.
The employee should also report the accident to her/his union shop steward
or business agent so that she/he may be advised of any steps necessary
under the collective bargaining agreement to protect her/his rights
and benefits.
B. Request Medical Care
If the accident is reported and medical treatment requested, the employer
will either tell the injured employee which doctor to see or advise
her/him to see her/his own doctor. In either event, the workers’
compensation insurance company is obligated to pay medical expenses
that are reasonable, necessary and related to the injury in question.
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